For IPF:
dstupar@ipfweb.org
Phone: 1-888-880-8222
Fax: 202-347-7339

For IHF:
rdonovick@bacweb.org
Phone: 1-888-880-8222
Fax: 202-383-3905

620 F Street, NW
Washington, DC 20004
202.783.3788

About Us
 

 

Eligibility

Q: Who is Eligible For Coverage?

A: Based on your Local’s participation in this plan, you are eligible for some or all of the benefits provided by the IHF if you meet one of the following requirements:

  • Actively working in a job category covered by a collective bargaining agreement
  • You are an official or employee of a local union participating in this plan
  • You are retired from and receiving a pension benefit from the Bricklayers & Trowel Trades International Pension Fund or a local fund
  • Owner or employee of an incorporated business that contributes to this plan the required monthly "Non-Jobsite" premium
  • Qualify under the COBRA provisions of this plan

Eligibility Rules

Following a detailed study of the IHF eligibility rules and benefits provided to participating locals, the Board of Trustees has decided to modify the existing IHF eligibility rules as follows:

A member in a participating local becomes eligible for benefits on the first day of the second month that a member worked 300 hours or more in any given calendar quarter.  Benefits will remain in effect for three consecutive months.

Example: Joe works 95 hours in January, 125 hours in February and 130 hours in March. Since he has more than 300 hours in the 1st calendar quarter, benefits will be effective May, June, and July.

QUARTERLY ELIGIBLITY RULES SCHEDULE
Work Months (300 hours or over) Eligibility Months
January/February/March May/June/July
April/May/June August/September/October
July/August/September November/December/January
October/November/December February/March/April

Members who have worked less than 200 hours in a calendar quarter will continue to be eligible to participate as monthly self-pay under the provision of the Consolidated Omnibus Budget Reconciliation Act (COBRA). This also remains in effect for retirees.

Members who have worked more than 200 hours in a calendar quarter will now be able to maintain eligibility based on a payment of one-half of their monthly COBRA premium for each month in a quarter.

QUARTERLY ELIGIBLITY RULES SCHEDULE "WINTER MONTHS"
Work Months (600 hours or over) Eligibility Months
July/August/September
October/November/December
February/March/April
October/November/December
January/February/March
May/June/July

Member who have worked less than 400 hours in a winter eligibility period will continue to be eligible to participate as monthly self-pay under the provision of COBRA.