For IPF:
dstupar@ipfweb.org
Phone: 1-888-880-8222
Fax: 202-347-7339

For IHF:
rdonovick@bacweb.org
Phone: 1-888-880-8222
Fax: 202-383-3905

620 F Street, NW
Washington, DC 20004
202.783.3788

About Us
For an IHF Canada Summary Plan Description, please contact:

1-877-635-0914
apttc@nbnet.nb.ca

 

Eligibility

Who is Eligible for Coverage?

Based on your Local’s participation in this plan, you are eligible for some or all of the benefits provided by the IHF if you meet one of the following requirements:

  • Actively working in a job category covered by a collective bargaining agreement
  • You are an official or employee of a local union participating in this plan
  • You are retired from and receiving a pension benefit from the Bricklayers & Trowel Trades International Pension Fund or a local fund
  • Owner or employee of an incorporated business that contributes to this plan the required monthly "Non-Jobsite" premium
  • Inactive coverage

Eligibility Requirements

  1. You must be a full-time resident of Canada.
  2. You are employed in the province of New Brunswick, Nova Scotia, Prince Edward Island, Newfoundland, Alberta, or other provinces as so designed from time to time.
  3. You are insured under the Provincial Hospital and/or Provincial Medicare Plan of your province of residence. (This clause is only applicable to the coverage provided under the Supplementary Health Insurance Benefit).

Eligibility Rules

Initial Eligibility:
You are eligible for benefits on the first day of the second month following the month in which you completed at least 300 hours of covered employment within six consecutive months. Once you meet this requirement your ongoing eligibility is reviewed each month under the following four "Look-Back" rules.

Look-Back Rules:
To maintain eligibility you must meet one of the following Look-Back rules:

1. 400 hours of covered employment in the last four consecutive months; or
2. 600 hours of covered employment in the last six consecutive months; or
3. 800 hours of covered employment in the last nine consecutive months; or
4. 1,000 hours of covered employment in the last twelve consecutive months.

Coverage Ends:
Your eligibility for coverage will end on the last day of the third consecutive month following the month that you do not meet any of the Look-Back rules.